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Lend on projects with the numbers modelled up front.

UpZoned takes the strongest densified sites in Metro Vancouver on itself, as principal developer. Lenders can fund those projects directly — secured against real assets, with our AI sizing the site, budget, timeline and exit before a dollar is drawn.

What you can fund

Positions across the capital stack.

Deploy where your mandate fits — one project at a time, or repeatably as our pipeline of densified sites grows.

Senior

Construction & project loans

Fund the build on a rezoned site through to completion, secured by a first charge on the asset.

Short-term

Bridge & land

Bridge an owner buy-out, a land assembly, or the gap between approvals and construction financing.

Higher yield

Mezzanine

Take a subordinate position for a higher return on projects where the fundamentals support it.

How UpZoned de-risks each deal

Underwriting starts before we ask you.

Our software does the heavy analysis on every site, so what reaches you is already screened, sized and structured.

1

Sourced & screened

AI finds densified lots and filters for the ones whose numbers actually work.

2

Modelled end-to-end

Buildable density, budget, timeline and exit are modelled up front and pressure-tested.

3

You set the terms

Choose the deal size, position and risk profile that fit your mandate.

4

Secured & reported

Loans are secured against the asset and reported on through the life of the project.

Who lends with us

Built for repeat capital.

Private lenders & family offices

Put capital to work on tangible, secured real-estate projects with clear terms and a growing pipeline to redeploy into.

Mortgage funds & credit unions

A consistent flow of pre-underwritten development lending across Metro Vancouver's densifying markets.

Important. UpZoned™ is not a lender, brokerage or law firm and does not provide legal, financial, investment or tax advice. Lending opportunities are offered only to eligible parties under applicable securities and lending laws and separate written agreements; nothing here is an offer or solicitation. Every position is subject to the specific deal documents and independent advice.

Want to see live opportunities?

Tell us your mandate — deal size, position and geography — and we'll match you to projects as they come up.

Talk to us about lending